The following terms pertain to service transactions provided by the
Platform (which shall not include the loan facilities provided by the
Platform). By accessing and using the Platform, You accept and agree to
the terms, conditions and rules without limitation and or qualification.
We reserve the right to modify the terms at any time without giving You
any prior notice. Your use of the Platform following any such
modification constitutes your agreement to follow and be bound by the
terms as modified. Any additional terms and conditions, disclaimers,
privacy policies and other policies applicable in general and/ or to
specific areas of this website, the Platform or to a particular service
are also considered as terms.
The Platform does not at any point of time during any service
transaction between the User and merchant/ vendor and or service
provider take the ownership of any of the products/services provided by
the merchant. Nor does the Platform at any point assert any rights or
claims over the products/services offered by the merchant to the User.
The cancellation/refund, if any, will be governed as per the terms and
conditions of the aggregator or of the merchant/vendor. In the event,
You erroneously send a payment to a wrong party or have sent a payment
for a wrong amount, the Platform shall have no liability in this regard
and your only recourse will be to contact such third party to whom such
payment was sent and seek a refund (if any) from such third party. The
Platform will not refund or reverse a payment erroneously made by You.
All sales of prepaid recharge on the Platform are final with no refund
or exchange permitted. You are responsible for the mobile number or DTH
account number for which You purchased the prepaid recharge and all
charges that result from those purchases. You are also responsible for
the information relating to data card and similar recharge services and
all charges that result from those purchases. The Platform is not
responsible for any purchase of prepaid recharge for an incorrect mobile
number or DTH account number or incorrect data card information and or
similar services.
The Platform disclaims any accountability, legal, losses/damages or
else, that might arise because of the act, omission or otherwise of any
User on its website/mobile application or caused by the same. User/You
expressly admit that the Platform acts only as a payment facilitator &
intermediary for the bill payments, and as such, stands indemnified from
any accountability that might arise because of the same. You moreover
acknowledge that visiting/using the Platform is an implicit confirmation
of this disclaimer on your part. You agree and acknowledge that the
actual contract for sale is directly between You and the
merchant/vendor. The aggregator or the merchant/vendor is solely
responsible for the content/listings/bookings made available by it
through the Platform and You should contact the respective aggregator or
merchant/vendor directly.
Any amount transferred erroneously by the User shall not be refunded to
the User in any circumstances. The Platform shall refund the amount only
in the case of service transaction failure and no other circumstances
shall become a ground for requesting refund. Refunds are not applicable
to our lending business due to the nature of our services. Please be
advised that shipping and delivery issues do not qualify for refunds, as
they are not inherent to our business operations.
The Platform is not a warrantor of the
content/listings/bookings/services being offered on The Platform by
various aggregators or merchants/vendors. You understand that any issue
or disputes regarding the warranty, guarantee, quality, and service will
be addressed as per the terms and conditions of the aggregator or the
merchant/vendors, and You agree to handle such issues and disputes
directly between You and the aggregator or merchant/vendor.
Refund Policy
- The website “www.capitalnow.in” ( “the Website” or “site”) and mobile application “CapitalNow.in” ( “App”) (collectively referred to as “Platform”) is owned and operated by Finxer Technologies Private Limited ( “the Company” or “Capital Now” or “we” or “us” or “our”) with registered address at Office Space No. 203, Second Floor, KKR Square, Kavuri Hills Phase1, Jubilee Hills, Hyderabad, Telangana- 500033.
- “Customer(s)" or "You" or “User” or "End-Users" shall mean any person who accesses, downloads, uses or views the Platform and the Services (as defined below).