Borrow

Fair.

Smart.

Transparent.

Forget the fine print and hidden costs. At Capital
Now, we believe in lendingthat’s clear, fair, and built
around your needs no surprises, just support.

See How We Keep Lending Fair

Why

Responsible

Lending Matters

We’re not just a lender—we’re your financial ally.

🙅

No Hidden Fees

What you see is what you pay. We keep charges simple and upfront.

📄

No Paperwork

100% digital process—no cheques, no cash, no manual documents.

🔍

Transparent Terms

No surprise charges. No misleading interest rates. No locked-in tiers.

We Go Beyond Just Lending

✅ RBI-Approved Lending Partners

We work exclusively with RBI-registered NBFCs—our primary partner being Goldline Finance Pvt. Ltd., a systemically important NBFC. This ensures your loan is legally compliant and professionally managed.

🤝 A Relationship Manager Just for You

Each borrower gets a dedicated relationship manager to assist at every step—from application to repayment. You’re not talking to bots—you’re talking to someone who knows your journey.

🧾 Pre-Contract Disclosure

Before your loan is approved, you’ll receive a borrower’s agreement that lays out everything you need to know. No fine print tricks. Just clean, honest info that lets you make an informed decision.

🔐 Transparent from Day One

Every loan comes with a clear breakdown of the terms—amounts, dates, interest, and fees. You’ll always know what you’re agreeing to. No hidden conditions. No guesswork.

👩🏻‍💼 Real Support, Not Just FAQs

Have a question? We’ve got you. Our FAQ section is regularly updated to cover common concerns—but if you don’t find what you need, our support team is just a tap away.

🙌 We Handle Hardship with Humanity

Life happens—and sometimes payments get delayed. We never use threats, fake notices, or unlawful tactics. Instead, we provide fair timelines and support if you’re facing repayment challenges. Your dignity is non-negotiable.

🛡️ Ethical Recovery Only

All legal communications are sent on official company letterhead. We never impersonate government bodies, use fake logos, or mislead borrowers.

Smart Borrowing

Tips

Borrowing That Works
in Real Life

I needed ₹10,000 for an urgent medical bill. Got it in minutes—with no extra charges. Super simple.

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User 1Navneeth Kumar, Delhi

I needed ₹15,000 for my daughter’s school fees. Got it in minutes with no hidden charges. Super simple.

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User 1Riya, Bangalore

“Capital Now is built on trust. That’s why we’re one
of the few Fin-tech companies practicing
transparent digital lending.”

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