Borrow
Fair.
Smart.
Transparent.
Forget the fine print and hidden costs. At Capital
Now, we believe in lending
that’s clear, fair, and built
around your needs no surprises, just support.
See How We Keep Lending Fair
Why
Responsible
Lending Matters
We’re not just a lender—we’re your financial ally.
🙅
No Hidden Fees
What you see is what you pay. We keep charges simple and upfront.
📄
No Paperwork
100% digital process—no cheques, no cash, no manual documents.
🔍
Transparent Terms
No surprise charges. No misleading interest rates. No locked-in tiers.
We Go Beyond Just Lending
✅ RBI-Approved Lending Partners
We work exclusively with RBI-registered NBFCs—our primary partner being Goldline Finance Pvt. Ltd., a systemically important NBFC. This ensures your loan is legally compliant and professionally managed.
🤝 A Relationship Manager Just for You
Each borrower gets a dedicated relationship manager to assist at every step—from application to repayment. You’re not talking to bots—you’re talking to someone who knows your journey.
🧾 Pre-Contract Disclosure
Before your loan is approved, you’ll receive a borrower’s agreement that lays out everything you need to know. No fine print tricks. Just clean, honest info that lets you make an informed decision.
🔐 Transparent from Day One
Every loan comes with a clear breakdown of the terms—amounts, dates, interest, and fees. You’ll always know what you’re agreeing to. No hidden conditions. No guesswork.
👩🏻💼 Real Support, Not Just FAQs
Have a question? We’ve got you. Our FAQ section is regularly updated to cover common concerns—but if you don’t find what you need, our support team is just a tap away.
🙌 We Handle Hardship with Humanity
Life happens—and sometimes payments get delayed. We never use threats, fake notices, or unlawful tactics. Instead, we provide fair timelines and support if you’re facing repayment challenges. Your dignity is non-negotiable.
🛡️ Ethical Recovery Only
All legal communications are sent on official company letterhead. We never impersonate government bodies, use fake logos, or mislead borrowers.
🎯 5 tips to be a responsible borrower
💸 How to manage your EMIs wisely
📊 Improving your credit score with smart loans
Smart Borrowing
Tips
Borrowing That Works
in Real Life
I needed ₹10,000 for an urgent medical bill. Got it in minutes—with no extra charges. Super simple.



I needed ₹15,000 for my daughter’s school fees. Got it in minutes with no hidden charges. Super simple.



“Capital Now is built on trust. That’s why we’re one
of the few Fin-tech companies practicing
transparent digital lending.”