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What is Loan Against Mutual Funds?
A Loan Against Mutual Funds(LAMF) allows you to borrow money by using your mutual fund investments as collateral, without selling them.It's a simple ,fast way to access funds when you need them,while still keeping your investments working for you.
With LAMF, your mutual funds remain invested,allowing them to continue growing in value. Once the loan is repaid,the lender releases your mutual fund units back to you. This approach helps you maintain your investment strategy while accessing funds without affecting your CIBIL score.
Benefits That Matter
Instant Access to Funds
Get funds quickly, often within hours, without selling mutual funds.
Low Interest Rates
Enjoy lower interest rates compared to unsecured loans, making it a cost-effective choice.
High Loan Eligibility
Borrow up to 80% of the value of your mutual fund holdings.
Flexible Repayment Terms
Customise repayment schedules to suit your financial situation.
No Credit Score Impact
Your credit score remains unaffected as the loan is secured by your investments.
Direct Transfer to Bank
Funds are transferred directly to your bank account for fast access.